Home Insurance Here are car Insurance Discount to ask your Agent

Here are car Insurance Discount to ask your Agent

Quality doesn’t mean you have to sacrifice quality in order to get car insurance that suits your needs and fits within your budget. Car insurance discounts can help to get the best of both worlds.

An independent agent can assist you in identifying and taking advantage of car insurance discounts. This list can be used to start a conversation with your insurance agent the next time you meet. Ask about these 16 discounts for car insurance to find out if you are eligible.

Common car insurance discounts

Most car insurance companies offer these discounts:

1. Safe driver discount

Are you a good driver? A good driving record can help you save money on car insurance.

2. Good student discount

This discount is available to students who are not involved in accidents, speed violations, or major violations.

3. Multiple policy discount

You can purchase multiple policies from the same insurer (home insurance, auto insurance, life insurance, etc.). You may be eligible to bundle your policies and get this discount.

4. Multi-vehicle discount

This discount may be available if you have multiple vehicles that you are adding to your auto insurance policy.

5. Full discount if paid in full

This discount is available to policyholders who pay their full amount before the due date.

6. Electronic payment discount

This discount can be used to reduce your car insurance premiums by setting up automatic payments or paying your bill online.

7. Students get a discount

This discount is available even if your student is not driving a car and is absent from school.

8. Homeowner discount

Are you looking to own a home, townhouse, or condominium? This discount will allow you to qualify for auto insurance and save money.

9. Legacy loyalty discount

This discount will be given to your child when they transfer from your insurance policy to their own with the same carrier.

10. Advance quote discount

A discount will be given to a new customer whose auto insurance policy begins at least one day after they receive their quote.

Also check: How an app for car insurance can help you save money

Less common car insurance discounts

You can save money on your auto insurance by getting car insurance from different carriers. Grange Insurance offers, in addition to other discounts for car insurance, the following:

1. Education discount

If you or your spouse have completed post-high school education, you will be eligible for a discount. This discount is based upon the highest education level.

2. New beginning discount

For current Grange customers, who have recently separated or divorced, this discount is available.

3. Full coverage discount

This discount is available to current Grange customers who have Collision Coverage for all vehicles covered by their policy.

4. Occupation discount

Based on your occupation, you will receive a discount.

5. Violation free discount

This discount is available if you have not been charged with any offenses for at least three years.

6. Young operator renewal

Grange customers who have recently signed up for new drivers will be eligible to receive a discount, based on how long they have been with Grange.

Although this list isn’t exhaustive, it can help you start a conversation with your independent agent about insurance. There are many ways to save money on car insurance, from the most common discounts to the most unusual. These discounts can be used to reduce your auto insurance costs and to provide comprehensive coverage tailored to your needs.