How To Transfer Money From Mobile Phone Using Short USSD Codes For All Banks In Nigeria

All Banks in Nigeria has made it possible for its
customer to be using USSD codes for money transfer directly from their mobile
phone without going to any bank branch for such service. Although, this
self-services which has been helping a lot of bank customers and also bank officials/workers,
all started with USSD recharge code for crediting or topping up mobile phone
airtime. After introducing that, next that followed was another service that
enables customers to make money transfers and also make bill payments like (
DSTV, GOTV, Internet services and Electricity subscriptions etc,) just with a dial of USSD code from
mobile phone. Now going to the bank hall to deposit money is a forgotten story
for me, as I can stay anywhere and make any transaction (either with USSD code
for money transfer or through my internet banking App) without stepping to
banking halls.

Using various Bank Mobile App can also go a long way to
expose you to some other online or internet services which you can’t access
using USSD Codes for offline services. Such service am talking of are gettingvarious banks swift codes for online transactions. that requires you getting the
swift code for filling of a mandatory form for online payment. Also, another
one is getting all Nigerian Bank sort codes which is usually used to denote
where Bank account is held within any branch. So in other words, sort code
identifies banks and as well, used in transferring of funds from one account in
one bank branch to another branch of the bank to another bank. So mobile apps
give a helping hand whenever you want to get for example your First city
Monument bank (FCMB) sort codes for any branch of your Bank in Nigeria, and
many more services which can be operated by customers right from their comfort

Going straight to what we have today, USSD code mobile
money transfer service, scroll below and get your own bank code in order to
proceed with sending/transferring money with just a dial on your handset.
Remember, you can use some of these USSD codes to check your bank Account balance
etc. You should also know that the using of these various banking codes is
safe, fast and convenient. So having taken note of that, below are short codes
for instant money transfer or payment of bills through your mobile phone; Be it
Nokia torch, Blackberry, iphone/ipads, all Android smartphones like Tecno,
infinix, gionee, Samsung, itel, Solo,etc.

With First Bank Mobile Phone USSD Money Transfer Code
Customers are allowed to use First bank USSD code to
transfer money,pay their bills both online and offline, withdraw money from
account and make purchases. So to transfer money on First Bank in Nigeria
simply dial this code *894# and then
choose 1; To withdraw money after dialing the code, select 2, dial *894# and
select 3 if you want to make a purchase; For payment of bills, dial *894# and
select 4, and to buy airtime for your phone, just select 5; also to manage your
account, dial *894# and select 7.

Bank USSD Money Transfer Code In Nigeria
With Zenith Bank’s 966 Mobile Banking code, you can open
an account using your phone, transfer money to another bank account, load or
recharge airtime, check your Zenith Bank Account Balance.

In order to create a bank account using your mobile phone
with zenith, simply dial this code *966*0# and ensure to follow the pop-up
screen. For Detailed guide to do that without mistake click here for the post.
To load or buy credit on your phone simply dial *966*Amount*Mobile Number#

To check any of your Zenith Bank account balance, just
dial this *966*00# on your mobile

To transfer money to another
account on zenith bank use below
First, dial this USSD code this format *966*Amount*Account Number#  and input the right details as required (for
example *966*500*0012345678#) this
should be done on the number you used in registering your account in Zenith,
then follow the on-screen prompts.

For Guaranty
Trust Bank (GTB) USSD Money Transfer Code

In order to initiate transfers to a GTBank account,
simply dial this cod with the following format *737*1*Amount*NUBAN Account Number# ( For example, if you want to
transfer 2000, do it this way; *737*1*2000*0004673282#
Remember, you are to carry out this transaction on the registered mobile
number to your GTBank Account.  

To transfer money from your GTBank Account to other
Beneficiaries in other Banks, Simply dial this *737*2*Amount*NUBAN Account Number# (For example, if you want send
#2000 to another customer from different bank then do it using this format of
codes *737*2*2000*0002314567#. After
that, you will be required to enter your GTBank Naira MasterCard last four digits
in order to authenticate the transaction.

This GTBank *737* code for
transfer service done on mobile phone numbers is only available for GTBank
registered customers. And the service offers a minimum transfer limit of N1,000
and a daily maximum transfer limit of N20,000 or More depends on how committed
you are in using their platform in different transactions.

To Use Diamond Bank USSD Money Transfer Code
For you to be able to use
this service, you need to open a Diamond Bank Y’ello Account (DYA). So if you
are searching for the latest 2017 method on how to open a Diamond Y’ello Account
(DYA) just follow this guide to achieve that.

Before then, for this DYA to
be successful, you have to use MTN number, because the service was only
initiated to work on MTN Nigeria due to the partnership between them and
Diamond bank Nigeria.

>> Simply dial *710*
on your MTN number inserted on your mobile phone,
>> Enter your FIRST
NAME and MIDDLE NAME, just send it. Another pop up will display asking you to
input your SURNAME, enter it and send.
>> Next enter your PIN
and click on send.

>> That’s all, your Diamond
savings Account will be created automatically and you will receive an SMS after
that with your NUBAN Account Number and other necessary details.

>>To check your DYA
account balance simply dial *710# and select 1 and send, from the displayed
screen, select 2 and send again, next enter your pin to display the balance.

>> To check your NUBAN
Account number, dial *710# > select Bank service which is 1 >> select
manage acct by replying 6 > then select 2 to display the NUBAN Acct Number.

>> To buy
credit/airtime from your Diamond Yello Account, dial *710# > select MTN
service by typing 2 > from the on-screen select 1 or 2 to recharge your own
number or another number not associated with your DYA respectively.

>> To
withdraw/cash-out money from your DYA Account, visit any nearby Diamond branch
and do so.

If you are using Diamond
Bank, I recommend you to open a DYA account with them and enjoy most of their
bonus and promo. You can also get a diamond yello loan from the bank when you
play according to their loan terms and conditions. Ensure to secure your DYA
pin, and In case you wish to deactivate or delete diamond yellow account, then
dial the above code and select the option for that.

To fund your DYA account,
just go to any nearby Diamond branch and load the account with money as you so
wish.  Meanwhile, to transfer money from
the account to another bank account then follow below steps:

As a Diamond Bank Y’ello account holder, You can Transfer
money to any bank by Dialing this code *710*777*ACCOUNT

And for Diamond Y’ello to Diamond Y’ello Transfers,
achieve that by Dialing this *710*710*PHONE

A MUST HAVE IF YOU HAVE A BANK ACCT: Download Nigerian Bank Account Verifier App For Verification Of Any Account Number.

USSD Money Transfer Code IN Nigeria
If you are using Eco bank, they have got you covered, as
you can do almost all transactions with their Mobile USSD Code directly from
your smart phones with just a dial. With Eco Bank Mobile USSD code, you can
make an instant transfers, pay both online and offline bills, Buy airtime,
Check your Account Balance, Read mini-statements and many more. 
>> To carry-out any of these transactions and more
simply Dial *326# to get started.
>> check your account balance on Eco Bank, dial *326*0#
>> To buy airtime dial *326*Amount of airtime#

To Use Fidelity Bank USSD Money Transfer Code
To get your money transferred from Fidelity bank account
to another bank account, dial on your phone this code *770*NUBAN Account NO*Amount#; Don’t be confused at this point, the
NUBAN Account number happens to be the 10 digit account number issued by any

For e.g; if you desire to make a transfer of N2000 to
another customer from Access bank, then dial the code this way *770*2436167890*2000# As  usual, this should be dialed on the phone
number registered/ linked/Associated  to
your Fidelity Bank account.
  • Then next, select the beneficiary bank Name (Access bank).
  • First bank
  • Access bank
  • Diamond bank
  • Eco bank etc
  • Now input your
    Account transfer PIN to confirm the transaction. 
Note: The recipient account number will first display to
you before you can enter your pin. As this is to let you know whether you are
sending the money to the right account number or not.

In case you have not used this Fidelity service before,
you will be required to create one for yourself by dialing *770# then type in your NUBAN Account number (that is your Fidelity
bank account number), and choose a 4-digit
for your account.

If you are running two accounts with Fidelity Bank, may
be current and savings acct with same phone number associated to the both
accounts, then have it that making any transfer from that mobile number will
first debit the current account before the other savings account.

Fidelity Transfer per transaction is N10,000. And the
daily Maximum transfer is N20,000

To Use Wema Bank USSD Money Transfer Code
If you are banking with Wema Bank, they provided a quick
FUND TRANSFER service for all their customers. In other to use the service for
fund transfer, dial this *322*035*NUBAN*AMOUNT#

This Wema Quick Recharge Code can only be used on the phone number registered
with your account number as their customer.

To Use Unity Bank USSD Money Transfer Code On Mobile Phone
Transferring funds from Unity Bank USSD mobile banking is
secured, very fast and safe for all banking with them. You can transfer from Unity
Bank to other banks without having issues of any sort.

To carry-out transaction with your account registered at
Unity bank, Simply dial this code *389*215#
as arranged/format.

To Use United Bank for Africa (UBA) USSD Money Transfer Code On Your Mobile
 United Bank for Africa (UBA) USSD mobile banking is
customized in such a way that it enables users carryout special transactions
and services. With
 UBA mobile banking
USSD code, customers can securely recharge airtime, make a fast fund transfer,
submit or update Bank Verification Number (BVN) and many more…

To transfer funds from your UBA bank accounts to other
bank accounts, simply dial this code *919#
on your registered SIM be it MTN, Airtel, Glo, Etisalat network etc.

To Use Heritage Bank USSD Money Transfer Code On your Device
Heritage Bank as the name implies makes other inherit and
benefit from your own account. As you can recharge other people’s line and
yours too with their official provided USSD codes. And this benefits goes to all
networks in Nigeria, which are as follows; MTN, Etisalat, Glo, Airtel etc. Not only
that, you can still transfer funds, pay bills and so many more services with
the code. All you need in order to enjoy from Heritage Bank USSD offline Mobile
services, is just that your registered phone number, the one linked to your
account with them. So let’s assume yours is intact and already inserted on your
mobile phone (Java, Android, iOS, Tablets etc)
  • For Self-recharge Dial  *322*030*AMOUNT#
  •  For Third Party Recharge Dial  *322*030*PHONENUMBER*AMOUNT#
  •  To Transfer Money Dial – *322*030*ACCOUNTNUMBER*AMOUNT#
  •  For Bill Payment Dial  *322*030*BILLER
    , (for e.g, if you want to pay for LCC, simply  dial *322*030*1066*AMOUNT#

Hope you now know why I call it bank that others inherit

To Use Skye Bank USSD Money Transfer Code On Mobile Phones
Skye Bank USSD mobile banking offers you a wide range of
self – service as a customer banking with them. With Skye bank USSD code,
customers can perform transactions and operate right from their comfort zone
without going to the bank for long queue. You can transfer funds to Skye bank
accounts and to other customer’s accounts outside your bank, pay bills, check your
account balance and many more services you can ever think of.

>> Dial *833#
and do any transaction needed to be done at the moment.

To Use Sterling Bank USSD Money Transfer Code on Your Cell Phone
Sterling Bank USSD gives customers a better banking
experience service. Their code is *822# Ensure
the phone number you are dialing the code on is the number registered with the
account you have with Sterling Bank.
So when you dial the code, follow the prompts on the
screen to carry out your transactions.

Note: Sterling
Bank charges you N5 from your airtime balance anytime you dial the ussd code on
your mobile phone.

Also, the service of *822#
requires PIN to completes its transaction when you are executing anyone. When
it requires it, iput your pin to it. Remember the PIN am talking of, is the pin
given to you during the process of registering for Sterling bank *822# service
for the first time.

To  Use KeyStone Bank USSD Money Transfer
Codes On Your Smart Phones
Keystone Ussd code can be used for all phone types, and
you can achieve your aim of  transferring
fund to other accounts by dialing *322*082#
( that is for ETISALAT, MTN and AIRTEL NETWORK) or you can as well dial *805*082# ( for GLO network only) and
then follow the steps below in order to register or opt-in:

1. Here just Select the Keystone Bank
2. Next is to Input Your NUBAN Account Number
3. Type in any 4 digit number you can easily recall when
needed as the m-Pin
4. Finally, confirm the m-Pin you entered above.
Note: customers are required to visit any nearby Keystone
Bank branch in order to activate full/transfer access.

 How To Use First City Monument Bank (FCMB)
USSD Money Transfer Short Code ON Your Mobile Phone

For FCMB mobile banking service, just dial this code
*389*214# on the SIM you registered the service with and you will get to see;

FCMB Welcome Message with the following options:
1.Activate with card
2.Activate with Account
3.Activate with Mwallet

Now, select the number 2 by replying with 2 and then send
Next, input your account number

You can call FCMB Contact Centre on this number
01-2798800 or visit any of their branch to generate your PIN.

When you must have gotten your PIN, simply dial on your
phone this code *389*214# and then click
on Security, choose Change PIN in
order to type in your default PIN, after that type in your new four digits PIN
when you are prompted to do so.

From now, you can dial *389*214# for regular access to FCMB Mobile service. That’s all for
FCMB offline banking.

To Use Union Bank USSD Money Transfer Codes On Handsets
As it stands now, Union Bank has only one feature for
their customers, and the feature happens to be “checking of Account balance”
which works through sending an SMS on a mobile phone. Although, according to
them, they said currently they working on introducing other features like
buying of airtime, transfer of funds, viewing of transaction history, etc all
through mobile phone.

>> To check your account balance on Union Bank via
an SMS, just text Bal to this short
number 20123 don’t forget, it should
be on the phone number associated or registered to your Union Bank Account.

For Other Banks which is not listed here on this post, Union
Bank, Jaiz Bank USSD money transfer codes, we will ensure to update you guys
once  their various short ussd  codes for bank transfer has been introduced
to the public. Meanwhile, you can still continue using Quickteller to transfer
money to various bank accounts in Nigeria just with the use of your mobile
phone or account number. It is a good and better alternative to online banking
platform. This Quickteller also enables you to transfer money/fund from your
own account to other various banks in Nigeria provided you have been issued either
a verve or Mastercard, VISA ATM card. For more bank services like how to open adomiciliary account for foreign currencies like Dollar, Euro etc and how totransfer or withdraw money/funds from a domiciliary account can be accessedhere. 


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I am also known as Mr. Believe, I profound series of solutions to challenging problems in the Field of Technology ranging from Gadgets devices to other related techy inclined information. I love Music & as such plays Guitar...

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