bank Users/customers withdraw their money from any Diamond ATMs without the use
of any debit card. The service is actually a nice one that helps when you
travel or leave the house without remembering to go with your debit card (VISA,
MASTER, National cards etc ) then this will serve if you wish to withdraw cash
from your account.
How To Register Or Get Magic Cash
(MCash) Work For You As A Diamond Bank Customer.
and tell them you want to register for Magic Cash Service. After the
registration, follow below.
Alternative, you can contact Diamond Bank customer care Centre by calling this
number 0700-300-0000, tell them to
register you. So after the registration, follow below guide:
>> From the number you registered
your Diamond Magic Cash Account with, as in the number you wish to receive your
daily Alert if you make any diamond transaction on the account, Simply Text ATM to this number 30811 in order to generate a six
digit Magic Code. Copy the code somewhere and save for future use. (As the
code is very important for Most transactions on MCash account).
Then go to any nearby Diamond bank branch and locate their ATM, now on the ATM
machine select Magic Cash option.
>> Next, Enter your registered number linked to the account during
registration, starting with this prefix +234,
(for eg +2348168645149)
>> Now enter the six digit Magic code generated from one of the above
>> Now create a new 4 digits Magic
PIN which will be used for any further transaction from the ATM and then
confirm it by re-entering it as prompted by the Automated Machine.
Note: after creating this first 4
digit Magic PIN, it will always be required for subsequent transactions you
make in order for it to be successful. So secure and recall any digit you
choose to use. And also know that Magic Cash is available to Diamond Bank
customers alone. So if you are not banking with them, you won’t be able to
enjoy from the service.
Cash Out From Magic Cash Transfer Funds
carryout. The transaction doesn’t require any sort of ATM Card in order for
user to cash out through the Automated Machine. To cash from your MCash
Account, just go to any nearby Diamond BanK ATM stand and follow below steps:
- From the ATM Home Screen, Select “Magic Cash Transfer.”
is to select the option of “Magic Cash
Transfer cash out.”
- Now, enter your “Magic Transfer Code”
on the provided section on the screen.
will be required to enter a six secret digit numbe (sent to you by the sender).
transaction summary will be displayed for you to cross check the details you
entered earlier, whether correct or not. Now confirm the transaction by pressing
the Enter button and cash will be dispensed.
- That’s all, and a receipt will be generated for the successful transaction
Payments For Goods And services Using Magic Cash Account On Diamond Bank Through
Your Mobile Phone
earlier today, Diamond bank added another service to Magic Cash (MCash). And
the service is all about digital payment
for goods and services with mCash account.
service is actually for making both online and offline payment to items or
services purchased by any customer running Magic cash Account at business
To use this service, all you have to do, is to dial a short USSD code on your
registered mobile number linked to the Mcash.
do that, simply dial this *402*MerchantID*Amount#
on your mobile phone, and fill the right details as required on the code.
means the numbers representing the Mcash as account number. And it is always
issued to any customer after the registration for Mcash Account. So from the
code given above for payment, just replace the Merchant ID with the person’s ID
you are paying to, then enter the amount in number not in words.
How To Make A Magic Cash Transfer Transaction
To perform a Magic Cash transfer transaction on a Diamond Bank ATM, then
follow below steps to achieve that:
Insert your Main Diamond Debit card or you can still use Magic Cash to access
Now enter your PIN,
From the Home Screen of the ATM, select “Magic
Next, choose the account you wish to debit for the transfer and also enter the
Here, you will need to enter the six digit secret number (And also, you will have
to send this to the beneficiary in order to collect funds along with the Magic
Transfer Code sent to their mobile phone)
>> Input the beneficiary’s mobile number (The Magic Transfer Code will be
sent to this number)
Now, you will get to see the Transaction summary displayed on the ATM screen,
cross check the details and then confirm it.
You can as well, request for receipt that is been generated with Voucher number
all for Mcash transfer transaction on Diamond bank.
How To Get Magic Cash Transfer Fund Paid
Directly Into Diamond Account During The Process Of Collection.
To have your Magic cash fund transferred into your normal Diamond Bank
Account whether savings acct, current account, or fixed account etc. Follow the
Go to diamond bank ATM and insert your ATM Card, or you can still choose to
access the ATM without using the Card, just by using Magic cash option on the
Just select Magic cash Transfer from the ATM screen.
Enter your own Magic Transfer Code, (the one you received on your Mobile
Next, input your secret six digit PIN (As provided by the sender)
Choose the account number you wish to transfer the money to.
Now, the summary of the transaction will display for you to review your entered
details whether correct or wrong. After cross checking, click on enter button
or on the screen if screen touch to confirm the transaction.
That’s all, now the diamond bank account should be credited and a receipt will
be generated for proof.
This Magic Cash (MCash) service has been registered with almost all the banks n Nigeria, but to have it,
only the below banks have activated it to be used by their customers, while others are yet to queue in. Banks that have activated the service include; Diamond Bank, Zenith Bank, Fidelity Bank, Sterling Bank, Union Bank, and First City Monument Bank (FCMB).
While some other banks that are yet to activate the service for their customers include; First Bank, Eco Bank, Guaranty Trust Bank (GTB), Sky Bank, United Bank for Africa (UBA), Stanbic Bank, Wema Bank, Unity Bank, Heritage Bank, and Access Bank Bank.
As soon as any if these banks introduce the service, we will let you know.
you opened Magic Cash Account with Diamond Bank before? If yes, we would love
to hear from your experience so far. Meanwhile, if you have any contribution or
question, kindly use the below comment box to air it out. And don’t forget to
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